The CBRC issued a number of measures to solve the

The CBRC issued a number of measures to solve the problem of "reverse lending" of small and medium-sized enterprises

the CBRC issued a number of measures to further focus on solving the problem of "reverse lending" of small and micro enterprises and reducing the financing costs of small and micro enterprises. China 10. At the end of the work, the mixer should be cleaned. Bayer materials technology and Shanghai chlor alkali chemical signed a preliminary agreement on the salt water recycling project. It was learned that the China Banking Regulatory Commission issued a number of measures on July 24 to improve the efficiency of loan services for small and micro enterprises of financial institutions and encourage them to start innovative businesses such as renewal loans, annual review loans and revolving loans. Further efforts should be made to solve the problem of loan reversal of small and micro enterprises and reduce the financing costs of small and micro enterprises

at present, working capital loan is the main financing tool of small and micro enterprises, but there are still some problems in the banking working capital loan business, such as unreasonable term setting and single business varieties. Some small and micro enterprises even need to use external high-cost bridging funds to renew loans, which increases the financing cost of small and micro enterprises

in order to alleviate this problem, the CBRC issued the notice of the China Banking Regulatory Commission on improving and creating the new small and micro enterprise loan service of selle royal to select material suppliers that have passed the FSC certification and improve the financial service level of small and micro enterprises, encouraging banking financial institutions to improve and innovate the loan service of small and micro enterprises and improve the efficiency of loan service

the notice requires that financial institutions should enrich and improve loan varieties, scientifically use business varieties such as revolving loan and annual review loan, reasonably adopt flexible repayment methods such as installment repayment, improve the convenience of small and micro enterprises in using loan funds, and reduce the pressure of one-time repayment of small and micro enterprises

China electromechanical products trading learned that the CBRC proposed that financial institutions should first reasonably set the loan term, and reasonably set the working capital loan term according to the production and operation characteristics, scale, cycle and risk status of small and micro enterprises, so as to improve the matching degree between the loan term and the production and operation cycle of small and micro enterprises